About Us

Pearl Holding Group is a managing general agent that has been operating in the state of Florida since 1991. Pearl Holding Group represents Ocean Harbor Casualty Insurance Company and Equity Insurance Company

Both companies solely specialize in personal auto insurance with basic limits providing you with the most value for your insurance dollar.

Our Company has consistently delivered both customers and agents outstanding quality and service. Our Underwriting and Claims Departments are efficiently managed to ensure competitive insurance rates for our valued customers. We are committed to giving you excellent customer service and expedient processing.

Our insurance policies are sold exclusively through independent agents. These agents are licensed professionals that offer knowledgeable advice and guidance to help you, the customer, select the best combination of coverage and cost, in order to meet all of your insurance needs.


Ocean Harbor Equity